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Should I refinance? Based on information such as your current balance, payment, and rate, combined with your home value our trained professionals will walk you through the pros and cons of reinancing your house. If you are able to get a lower rate now than you received on your original mortgage, you can save hundreds every month , as well as borrow against your house which may have increased in value in this competitive market. Click here to get a free quote.
How long does it take to get pre-approved? Getting pre-approved only takes one to two days if you have all your information in order. Fill out this quick and easy application and let us do all the hard work. You’ll be contacted by a knowledgeable professional that will walk you through everything step-by-step. Find out how easy getting a loan can be.
What is pre-approval? Pre-approval is the amount a lender guarantees it will loan you based on the analysis of your application.
How big of a loan can I get? A lender will only loan you the amount of money you can comfortably pay back in monthly payments. These payments are calculated by the annual percentage rate (APR) you are charged for the loan, the period of time you have to pay off the loan, and the total amount of the loan. Use our Rapid Rate Finder to calculate what your payments will be based on the most up-to-date mortgage rates.
What are the rates now?

*Lenders are required by the Federal Truth in Lending Act to disclose the effective percentatge rates as well as the total finance charge in dollars. Click here to see the most up-to-date national and state rates.

*Information provided by How Stuff Works.

How do I check my credit and does it matter? There are several ways to check your credit. Two popular options are online or through a finance consultant. There are a number of quality websites such as www.equifax.com, www.experian.com, and www.myerscredit.com that can provide you with a credit report and rating either that day or very soon after. However, these services sometimes charge you a fee for the transaction. You can get a free credit check and loan quote by filling out our easy to use form.